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Personal Insurance | Auto-Home-Renters & Umbrella

Sebring, Avon Park, Lake Placid, Lake Wales and Clermont, Florida


What Our Customers Are Saying

"I would like to say that Bayless Insurance has served not only our business but us personally for many years. The folks at Bayless while being very professional are very friendly and accomodating. Eric has been a great hlep to us helping us save money and guiding us in our decision making. We have been very satisfied and happy with this company in all aspects."

Big T Tire



Personal Lines Information

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance also covers the liabilities homeowners have so that when someone is hurt on their property, they can rely on their policy for medical costs, legal costs and damages.
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 

Thank you for your interest in Bayless Insurance Agency, Inc. We would love to hear from you! To speak to an insurance professional you can call our office at 863-385-1506 or you can email your questions and one of our agents will reply promptly.
Fill out the form below or call us at 863.385.1506
  We are a leading provider in insurance and services in the insurance industry. Priding ourselves on providing the best customer experience possible. We have relationships with dozens of insurance companies, allowing you to get the most comprehensive coverage for your particular needs.

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  2151 US Hwy 27 South | Sebring, FL 33870
Phone: 863.385.1506 | Fax: 863.385.2570